Sarah Meyer Joins Local Office of Van der Hagen, Skogrand &Associates
A private wealth advisory practice ofAmeriprise Financial Services, Inc.
Marshall, MN – January 28, 2019 Sarah Meyer has joined the Marshall financial practice of Corey J. Skogrand, CFP®, ChFC®, CLU® a Private Wealth Advisor with Van der Hagen, Skogrand & Associates a private wealth advisory practice of Ameriprise Financial Services, Inc.as an Administrative Assistant.
In this role, Meyer will support the practice with tasks that tie directly to their business plan, such as: answering phones and documenting client contacts, greeting clients upon arrival, and responding toclient requests.
As a private wealth advisory practice Van der Hagen, Skogrand & Associates provides financial advice that is anchored in a solid understanding of client needs, expectations, and provides one-on-one relationships with their clients
About Ameriprise Financial
At Ameriprise Financial, we have been helping people feel confident about their financial future for more than 120 years. With a network of 10,000 financial advisors and extensive asset management, advisory and insurance capabilities, we have the strength and expertise to serve the full range of consumer financial needs. For more information, visit ameriprise.com or vanderhagenskogrand.com.
USDA Offers Targeted Farm Loan Funding for Underserved Groups and Beginning Farmers
The USDA Farm Service Agency (FSA) reminds producers that FSA offers targeted farm ownership and farm operating loans to assist underserved applicants as well as beginning farmers and ranchers.
USDA defines underserved applicants as a group whose members have been subjected to racial, ethnic, or gender prejudice because of their identity as members of the group without regard to their individual qualities. For farm loan program purposes, targeted underserved groups are women, African Americans, American Indians and Alaskan Natives, Hispanics and Asians and Pacific Islanders.
Underserved or beginning farmers and ranchers who cannot obtain commercial credit from a bank can apply for either FSA direct loans or guaranteed loans. Direct loans are made to applicants by FSA. Guaranteed loans are made by lending institutions who arrange for FSA to guarantee the loan. FSA can guarantee up to 95 percent of the loss of principal and interest on a loan. The FSA guarantee allows lenders to make agricultural credit available to producers who do not meet the lender’s normal underwriting criteria.
The direct and guaranteed loan program provides for two types of loans:farm ownership loans and farm operating loans. In addition to customary farm operating and ownership loans, FSA now offers Microloans through the direct loan program. The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations. Microloans are available for both ownership and operating finance needs. To learn more about microloans, visit www.fsa.usda.gov/microloans.
To qualify as a beginning producer, the individual or entity must meet the eligibility requirements outlined for direct or guaranteed loans. Additionally, individuals and all entity members must have operated a farm for less than 10 years. Applicants must materially or substantially participate in the operation.
For more information on FSA’s farm loan programs and targeted underserved and beginning farmer guidelines, visit www.fsa.usda.gov/farmloans.
The Ag Economy & Impact of Trade Policy, Grain Marketing, and Strategies to be a Resilient Farmer
to be featured at 2019 Farm Management Profitability Conference
LAMBERTON, Minn. – The ag economy and impact of trade policy, grain marketing challenges and opportunities, and strategies to be a resilient farmer will be featured at the 2019 Farm Management Profitability Conference on Tuesday, March 19, at the University of Minnesota Southwest Research & Outreach Center near Lamberton, Minn. Agricultural producers and agribusiness professionals throughout southwest Minnesota are encouraged to attend.
The program features presentations on how to maintain and improve farm profitability. Dr. Frayne Olson will give keynote presentations on grain marketing and interest rates, land & machinery values and fertilizer outlook. Olson is the Crop Economist/Marketing Specialist with the North Dakota State University Extension and Director of the Quentin Burdick Center for Cooperatives. He conducts educational programs and research in evaluating crop marketing strategies, crop outlook and price analysis, and the economics of crop contracting.
U of M Extension economist Joleen Hadrich will present on management, production and financial characteristics of resilient farms in Minnesota. The conference will also feature an analysis of the 2018 profitability trends of the Southwest Minnesota Farm Business Management Association’s (SWMFBMA) member farms and the impact of the Tax Cuts & Jobs Act on producers.
Registration for the conference begins at 8:30 a.m. with the program beginning at 9:00 a.m. and concluding at 3:00 p.m. The registration form and fee, which includes handouts, refreshments and lunch, is due by March 13th. To download a registration form, visit http://swroc.cfans.umn.edu. For more information, call the 507-752-5094 or email email@example.com.
The 2019 Farm Management Probability Conference is sponsored by the Southwest Minnesota Farm Business Management Association, University of Minnesota Southwest Research and Outreach Center, and University of Minnesota Extension..
Are you concerned about Falling?
Join us for an educational evidence-based exercise program that has been proven to help prevent falls.
A Matter of Balance class will be offered starting on March 5th, 2019; and going every Tuesday and Thursday from 9:30 till 11:30 am through March 28th, 2019.It will be held at the Currie Municipal Building 801 3rd St., Currie, MN.Please register by calling or email Joyce Wiekeraad at 507-836-8705 or firstname.lastname@example.org.The class size is limited to the first 15 participants, so contact us to reserve your spot. Sponsored by A.C.E. of SW MN – Murray County.
Widowed, divorced or separated??
Beginning Experience of SW MN, is offering a Weekend Retreat that provides an individual with the opportunity to encounter self and to grow with a purpose to achieve inner peace.The experience is to help close the door gently on the past and move on with renewed hope and purpose.The weekend retreat will be held at Shetek Lutheran Ministries and is scheduled for April 12th-14th.Deadline for registrations is April 5th. Email email@example.com Or call/text MaryAnn507-828-2866, Laurie 507-829-4004, Tim 507-530-6379.
FREE Classes for People New to Medicare
There are important decisions that need to be made when you become eligible for Medicare. Making the wrong decision can lead to not having any or enough health care coverage and financial penalties. The Senior LinkAge Line® through the Minnesota River Area Agency on Aging® (MNRAAA) is sponsoring two classes for people who will soon be eligible for Medicare. Participants will learn the basics of Medicare and their coverage options in Minnesota during the first class. They will also learn how to research these options using non-biased tools, such as the Medicare website and the Medicare Plan Finder Tool during the second class.
Classes are held in Slayton on the second and third Monday of the month. Call the Senior LinkAge Line® at 1-800-333-2433 to register.
The Senior LinkAge Line® is a free statewide service of the Minnesota Board on Aging and Area Agencies on Aging. The Senior LinkAge Line® is the federally-designated State Health Insurance Assistance Program (SHIP) for Minnesota and is the place to call for Medicare and health insurance issues. Call 1-800-333-2433 for assistance or go to www.MinnesotaHelp.info® to chat live with a Senior LinkAge Line® specialist.
WHO: Senior LinkAge Line® and Minnesota River Area Agency on Aging (MNRAAA)
WHAT: Free Classes for People New to Medicare
WHEN: Second and Third Monday of each month
WHERE: Minnesota River Area Agency on Aging, 1939 Engebretson Ave., Slayton, MN
Visit our website at: www.mnraaa.org
The Heads Up on Head Lice
What is head lice and what do they look like?
Head lice are parasitic insects that feed on human blood.The have three stages: the egg (also known as a nit), the nymph, and the adult.Nits are the lice eggs.They are oval shaped and as small as a knot in thread.They can appear yellow to white, even brown at times.Usually they are found along the hairline at the back of the neck and behind the ears, close to the hair shaft.Unlike dandruff, nits are difficult to remove from the hair shaft and do not flake off.When the nit hatches it is called a nymph.A nymph looks like adult lice, only smaller.After 9-12 days the nymphs are considered fully grown adult lice.They are about the same size as a sesame seed, have six legs, and appear tan, white, or brown in color.
How do you get head lice and what are the signs of head lice?
Lice cannot jump, hop, or fly.They are spread by direct contact with the hair of a person infested with lice or through contact with clothing or personal items that belong to an infested person. Some common signs of head lice include: a tickling feeling on the scalp, itching, sores on the head or neck from scratching, and visualization of the nits or lice.
How do I treat head lice?
Head lice are treated with prescription or over the counter medications specifically for head lice. They usually come in the form of a cream rinse or shampoo.After completing the treatment the “nit picking” starts.It is important to remove all the nits from your child’s hair. Although picking the nits is time consuming, it is an important step to make sure the lice does not return. Most resources recommend repeating the treatment in 7 -9 days.Please contact your medical provider with any questions or concerns related to the treatment or alternative nonmedicinal treatment you decide to choose.
So now that I have treated my child will the lice be gone?
I wish it were that simple.It takes weeks of cleaning, vacuuming, washing, and drying.It is necessary to wash and dry all clothing, linens, coats, hats, blankets, stuffed animals, and car seat covers.All combs and brushes should be soaked in hot water for 10 minutes.I would also recommend putting pillowcases, blankets, and coats, hats, etc. in the dryer daily on high heat for 20 minutes for two weeks.Make sure to vacuum your furniture, mattress, and carpet daily for a few weeks as well.If your child has several stuffed animals I would recommend putting them in plastic bags and storing in your garage for two weeks.This will kill any live lice within 48 hours and make sure any eggs that are viable do not hatch.
The Do’s and Don’ts of Head Lice
• Don’t use a hair dryer on your child’s hair after applying the lice treatment because some contain flammable ingredients.
• Don’t wash your child’s hair with shampoo/conditioner prior to using the lice medication.
• Don’t wash your child’s hair for 1 to 2 days after completing a lice treatment.
• Don’t use pest sprays to get rid of the lice, as they can be harmful to your health.
• Don’t use another lice treatment for 7-9 days.If the treatment does not seem to be helping please contact your doctor.
• Don’t use more than one head lice medication at a time.
• Do tell your children to try to avoid head-to-head contact at school (such as on the playground or giving hugs) and trying on hats in the store.
• Do tell your children not to share their hair ties, combs, brushes, hats, scarves, helmets, towels, or any other personal items that may come into contact with their hair.
• Do tell your children not to lie on bedding, pillows, and carpets that have recently been used by someone with lice.
• Do learn to recognize signs of lice, frequently check your kids for lice, and treat those who are found to have lice or nits close to the scalp
• Do notify the school nurse, daycare, and others who you have been in close contact with if your child has lice.
If a student has a confirmed case of head lice they go home, complete a treatment, and return to school the next day as long as there are not any live lice.We understand that head lice can be a nuisance, but with your help, we can work together to decrease the chances of having an outbreak at school.
Painted Prairie Vineyard Announces Opening of New Tasting Room/Production Space
Painted Prairie Vineyard is proud to announce the opening of their new Painted Prairie Pavilion. The new Pavilion is 4,225 square feet and houses a tasting room with seating for 125, a production space for the winery’s wine making process, and a catering kitchen to support small to medium size gatherings.
Now open year around, the winery welcomes visitors to its rustic oasis.Painted Prairie offers wine tastings which includes four of their seven wine varieties and Kopper Cider, a hard apple cider made from Stonegate Orchard apples.
The winery offers a variety of appetizer foods and a wide range of local craft beers including those from Brau Brothers in Marshall and Take 16 out of Luverne.
A ribbon cutting ceremony and private celebration event will be held on Friday, February 22nd, 2019 in the evening. A larger grand opening event will be held for the public in the summer once the tasting room’s patio is complete.
Tasting room hours and a full list of events are available on Painted Prairie’s Facebook page and website: www.paintedprairiewine.com.
By John Stenen
Over the years I’ve read many stories of people forced to parachute into a hostile jungle because of engine trouble. They were lost for a long period of time. Others, on a hunting or fishing trip became lost in the woods for weeks, going round and round - only to end up where they started;Sadly, many of those people perished without ever being found. Some, had fortunately found a path or a road that led them to a place of safety, where others could help them get home.
As I thought of this recently, I couldn’t help but think of the many all around us who are ‘lost’ in this world. They wander through life without purpose. Life has no meaning and they feel hopeless. Alcohol, drugs, pornography, and all other manner of immorality will not bring the satisfaction and purpose to life that they had hoped for.
The problem with these people is that they are on the wrong path. Jesus said, “Enter ye in at the strait (narrow) gate: for wide is the gate, and broad is the way (path) that leads to destruction, and many there be which go in thereat: Because strait is the gate, and narrow is the way, which leads unto life, and few there be that find it.” (Matthew 7:13,14).
Jesus is our only means of salvation. (Acts 4:12; & John 14:6).Only in Him can you and I find the true meaning of life and purpose - Not only that, but only in Him can we also enjoy EVERLASTING LIFE.
ST. CLOUD STATE UNIVERSITY FALL DEANS LIST
St. Cloud State University has announced the names of more than 1,290 students whose academic achievement placed them on the 2018 fall semester dean’s list. To be eligible for the honor, students must have a grade point average of 3.75 or higher on a 4.0 scale
Cheyenne Hill, College of Liberal Arts, Psychology, BA, Lake Wilson, MN
Stephanie Vander Wal, School of Public Affairs, Travel and Tourism, BA, Slayton, MN
Jessica Andert, Bachelor of Science, Biochemistry and Molecular Biology, Slayton, MN